[custom_adv] A chain-reaction crash involving a Metro bus and two other vehicles sent the bus driver and five others to hospitals with non-life threatening injuries Friday afternoon. [custom_adv] Wonder of effect of an accident on your car insurance? After the car gets fixed and the insurance claim is settled, you’d like to forget an accident ever happened. But auto accidents stay on your driving record — and affect your insurance rates — longer than you’d probably wish. [custom_adv] An accident can stay on your motor vehicle record for years, but the exact length of time varies widely by state and by the violations associated with the accident. You can find details by checking your state’s Department of Motor Vehicles website.In California, for instance, most accidents and minor violations stay on your driving record for three years. [custom_adv] Accidents involving more serious violations stay on your record longer — 10 years for a DUI conviction. Even if you weren’t at fault, an accident must be reported and will appear on your record if property damage was more than $1,000 or if anyone was injured or died, according to the DMV. In Florida, meanwhile, a crash goes on your record if you were issued a traffic citation as a result of the accident. [custom_adv] Most stay on your record for three to five years, according to the Florida Department of Highway Safety and Motor Vehicles. But more serious violations stay on longer. Alcohol-related violations stay on for 75 years. So if you cause a wreck while you’re drunk in Florida, the incident essentially will stay on your record for the rest of your life.