The International Monetary Fund is primarily focused on the stability of the global monetary system and monitoring the currencies of the world. The aim of the World Bank is to reduce poverty across the world and strengthen the low- to middle-class populations. The IMF works to help reduce poverty, encourage trade, and promote financial stability and economic growth around the world. It accomplishes this by monitoring capacity building and providing loans. While the IMF is currently working on these goals with its 190 member nations, the organization has still faced criticism for the possible negative impacts of its structural adjustment programs.