So yes, a trust-fund baby is a person whose parents set up a trust fund for them so they don’t have to worry about where their rent money is coming from. They often have the security of reliable income to live on, but they may not live an outwardly lavish life or have the sense of superiority you think they do — and many even have jobs. But it’s important to remember: not every rich kid is materialistic, and not every rich kid is automatically privileged emotionally. Ultimately, what rich kids often have is choice. They can explore their passions, fail safely, restart, and access opportunities that shape their futures.
This doesn’t make them lazy — it just means their environments are structured around optimization and convenience. Not because they’re spoiled — but because they’re exposed to these things regularly. It becomes cultural education, not just consumption. This environment pushes some to greatness… and others to burnout. Their awareness of class dynamics becomes part of their social skillset. This pressure can cause them to be more guarded, cautious, or selective with friendships.

