All these things meant Wealthy Wallaby had more money coming in and therefore as she had paid down her debts, she had built up her savings. These savings were now her source of earnings for early retirement. Rich Raccoon started to think about whether he could do the same. Unfortunately, whilst he had lots of nice material things, he still had a large mortgage, lots of credit card debt and, no money saved in the bank. There was no way he could retire for a long time.
